Roger Barlow

CF1 UK Financial Services, Regulation and Ethics

This qualification develops an understanding of the financial services industry, including regulation and legislation.

CF3 Financial Protection

This examination assesses a knowledge and understanding of financial protection plans.

CF4 Retirement Planning

This examination assesses a knowledge and understanding of the various pension products, the pension tax regime and retirement needs.

CF5 Integrated Financial Planning

This examination demonstrates a solid grounding in the financial services industry and its regulation.

CF9 Pensions Simplification

This examination assesses a knowledge and understanding of the government’s simplified pension taxation regime, which came into full effect on 6 April 2006 (A-Day). Eight tax regimes for pensions were reduced to one, radically affecting planning and transactions.

FPC Financial Planning Certificate

A recognition offered by the Chartered Insurance Institute in the United Kingdom. Individuals who hold this qualification have satisfied coursework and testing requirements set by the organisation.

J05 Pension Income Options

At the end of this unit, candidates should be able to demonstrate an understanding of the: process of decumulating pension funds and the main issues for clients and advisers; main choices facing members of pensions schemes during decumulation; features, risks and tax treatment of the secured pension option; features, risks and tax treatment of the unsecured pension option; features, risks and tax treatment of phased retirement; features, risks and tax treatment of the alternatively secured pension option.

K10 Retirement Options

This examination assessed knowledge and understanding of income-generating options and applying the knowledge to retirement planning situations.

P02 Long-Term Insurance Practice

P03 Legal Aspects of Insurance